Mortgage Blog

Bellator’s Beckham Partners recognized as top sales producer in 2020

Author: Bryan Dewberry

Baldwin County-based Bellator Real Estate and Development – recently recognized by REAL Trends Nation’s Best Brokerages as among the best independent firms in the state – announced this week that Daphne-based Beckham Partners Real Estate Group hit nearly 27 million in sales volume in 2020, once again earning the title of top producing firm in the company. The office was also top producer overall in 2019.

“Although 2020 was a tumultuous year, we feel fortunate that the real estate market continued improving,” office broker Michelle Beckham said. “We have enjoyed helping sellers price, market and sell plus helping buyers price, market and negotiate the market.”

Beckham Partners Real Estate services residential buyers and sellers in the markets of Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Loxley, Bay Minette, and Mobile. Click Here to Continue Reading….

The Best Mortgage Term For You

Author: Bryan Dewberry

Traditionally, borrowers can choose between 15- and 30-year mortgage loans. However, there are a variety of options that offer additional flexibility beyond the two timelines.

Shortening Your Loan Length

Borrowers are able to pay off their loans as quickly as they want as the majority of mortgage loans don’t come with any prepayment penalties these days. This means that if you have a 30-year loan, you’re able to turn that into a 10-, 15-, or 20-year loan by making larger or additional payments. Click Here to Continue Reading….

Is It Smart to Refinance Your Home

Author: Bryan Dewberry

Refinancing involves the restructuring of your mortgage loan, meaning that you replace it with a new loan under different terms. Many people opt to refinance to reduce their interest rates or access the equity they’ve built up from their home. That equity can be used to pay off debts, perform home renovations, and more.

Pros and Cons of Refinancing

As the COVID-19 pandemic has brought record low interest rates, many are tempted to cash-in and refinancing on a whim. However, it’s important to make sure that refinancing your home is the best financial move for you.

While it should go without saying that you should not refinance your home so you can take a vacation or purchase a luxury item, here are a few scenarios where refinancing could make sense: Click Here to Continue Reading….

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